Category Archives: Loan Talk

Clemson University study supports payday lending

Posted on February 4, 2009 by thinkcash

One of the primary arguments used by critics of the payday lending industry is that payday loans push consumers into a “cycle of debt” from which they cannot escape.  A recent study from Clemson University refutes this argument, concluding: “…there … Continue reading →

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New FDIC Study Highlights the True Cost of Overdraft Programs

Posted on December 8, 2008 by thinkcash

The FDIC just released a new study of bank overdraft programs. The study confirms what our customers already know – bank overdraft loans are almost always more expensive than short term loans from companies like PayDay One and ThinkCash. In … Continue reading →

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When Should I Use Short Term Loans?

Posted on November 6, 2008 by thinkcash

Millions of people across America use payday loans and other emergency cash products to cover bills, avoid bounced checks, or pay for car repair, medical expenses, or other unexpected expenses.  At ThinkCash, we receive letters every day from customers thanking … Continue reading →

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