http://thinkfinance.com/blog Thu, 16 Jul 2009 19:47:20 +0000 hourly 1 http://wordpress.org/?v=3.2.1 http://thinkfinance.com/blog/2009/01/bank-overdraft-fees-top-37-billion-2008/#comment-7 ThinkCash and Urban Trust Bank announce partnership | ThinkCash Blog Thu, 16 Jul 2009 19:47:20 +0000 http://blog.thinkcashfinancial.com/?p=217#comment-7 [...] $500 in emergency cash to cover unexpected bills, car repair, and other urgent financial needs at a lower cost than bank overdraft protection. Elastic also includes a credit-building feature to assist account holders in building their credit [...] [...] $500 in emergency cash to cover unexpected bills, car repair, and other urgent financial needs at a lower cost than bank overdraft protection. Elastic also includes a credit-building feature to assist account holders in building their credit [...]

]]> http://thinkfinance.com/blog/2009/01/bank-overdraft-fees-top-37-billion-2008/#comment-6 Clemson University study supports payday lending | ThinkCash Blog Wed, 04 Feb 2009 21:48:33 +0000 http://blog.thinkcashfinancial.com/?p=217#comment-6 [...] be a great way to make ends meet when lower-cost forms of credit aren’t available.  With bank overdraft fees topping $37 billion in 2008, millions of consumers would be better off using payday loans rather than paying more expensive [...] [...] be a great way to make ends meet when lower-cost forms of credit aren’t available.  With bank overdraft fees topping $37 billion in 2008, millions of consumers would be better off using payday loans rather than paying more expensive [...]

]]> http://thinkfinance.com/blog/2008/12/random-acts-kindness/#comment-3 Random Acts of Kindness, Volume 2 | ThinkCash Blog Sat, 24 Jan 2009 07:47:35 +0000 http://blog.thinkcashfinancial.com/?p=184#comment-3 [...] month we introduced a new program called Random Acts of Kindness.  It’s PayDay One’s way of giving back to our [...] [...] month we introduced a new program called Random Acts of Kindness.  It’s PayDay One’s way of giving back to our [...]

]]> http://thinkfinance.com/blog/2008/12/fdic-study-highlights-true-cost-bank-overdraft-programs/#comment-5 Bank overdraft fees top $37 billion in 2008 | ThinkCash Blog Sat, 17 Jan 2009 03:54:07 +0000 http://blog.thinkcashfinancial.com/?p=210#comment-5 [...] 20% of households.  These consumers paid an average of $1,472 in overdraft fees in 2008 !  According to the FDIC, the APR on these overdraft transactions can be 3,520 percent or higher based on a two week [...] [...] 20% of households.  These consumers paid an average of $1,472 in overdraft fees in 2008 !  According to the FDIC, the APR on these overdraft transactions can be 3,520 percent or higher based on a two week [...]

]]> http://thinkfinance.com/blog/2008/11/short-term-loans/#comment-2 New FDIC Study Highlights the True Cost of Bank Overdraft Programs | ThinkCash Blog Mon, 08 Dec 2008 15:12:27 +0000 http://blog.thinkcashfinancial.com/?p=118#comment-2 [...] As we’ve pointed out before, if all bank overdraft loans were replaced with short term loans, American consumers would save over $10 billion per year in fees. Since most banks automatically enroll all checking account customers in their overdraft program, it’s important that consumers understand that there are often other, less costly options available. For example: [...] [...] As we’ve pointed out before, if all bank overdraft loans were replaced with short term loans, American consumers would save over $10 billion per year in fees. Since most banks automatically enroll all checking account customers in their overdraft program, it’s important that consumers understand that there are often other, less costly options available. For example: [...]

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