Who we are

Meeting the demand for digital innovation is imperative for survival. Polling revealed that 73% of millennials say they would be more excited about a new offering in financial services from Google, Amazon, Apple, PayPal or Square than from their own nationwide bank.* Think Finance has the technology to enable you to successfully meet this demand, as well as the needs of the ever-expanding universe of online borrowers. Think Finance is an innovator, a leader in the fast-paced, ever evolving fintech space. We provide software and services for the B2B online lending environment leveraging technology tools, resources, and decades of experience to help you meet the needs of your customers—and shareholders.

Rethinking online lending software to meet the demand for digital innovation is at the core of what we do and the brain behind our lending capabilities. So it made sense to name our lending platform CortexSM.

We grew up in this industry. Before “fintech” was a term, we were challenging the status quo with respect to online lending.

For over 15 years, we’ve helped our clients originate over 2 million loans enabling them to put more than $4 billion in credit on the street. We’ve weathered the credit storm and feel that our success speaks for itself.

* The Millennial Disruption Index (www.millennialdisruptionindex.com)

A leader in fintech lending

Think Finance provides software technology, analytics, and marketing services to financial clients in the consumer lending industry. Our customized services allow you to create, develop, launch and manage your loan portfolio while effectively serving your customers.

A leader in technology-driven transformation of the financial services industry.

  • Providing intelligent, online lending solutions that allow lenders to market, underwrite, and service loans
  • Leveraging tools, resources, and expertise to help you meet the needs of your customers and your shareholders
  • Offering the strategic momentum, technical innovation and marketing insight
  • More than a decade of experience in underwriting, origination, and servicing for lenders focused on the underbanked and sub-prime consumer segments
  • Scalable, turn-key resources for managing the complete personal loan lending cycle from acquisition through payoff or debt sale

Recognition we’ve received

Ranked #2 on the Forbes List of America’s Most Promising Companies (2013)

Forbes specifically cited Think Finance’s innovation in “applying new technology to stagnant business models” resulting in a growth rate that outperformed traditional banks.

Five-time Inc. 5000 Honoree on the List of the Fastest Growing Companies (2010-2015)

Inc. Magazine noted our 3 year growth rate of 216%, and surpassing $687 million in revenue.

“Think develops next-generation financial products for under-served consumers using a technology and analytics platform to bridge the gap between payday loans and credit cards.”

What we do

Think Finance offers an end-to-end, professionally managed online lending program.

At Think Finance we utilize a best-of-breed online lending platform, full-cycle performance analytics and multi-channel marketing services, managed within a secure technology environment. We combine our platform with professional services, best-in-class consumer marketing, loan servicing, compliance and risk management services for the customer profile appropriate for your product offering.

How we do It

  • State-of-the-art online lending platform designed with lenders, for lenders
  • Innovation in the delivery and servicing the online, lending market
  • Coherent plan to respond to digitalization and shift in consumer preferences
  • 11th generation risk scoring models
  • Safe, secure, reliable systems available 24 x 7
  • Networking and business partners to provide access to capital

How you will benefit

  • Acquire customers
  • Grow your portfolio
    • Expand your loan application volume
    • Boost number of booked loans
  • Serve most consumer segments
  • Mitigate fraud with established technology and process controls
  • Manage compliance through established credit policies
  • 24/7 access for your customers